Doom & Gloom Media strikes again!! Will higher rates really ‘roil’ the housing market? NO. Here are 4 reasons why

Looking for a dark cloud? Is your silver lining getting too….silver? Well, you’re in luck! Look no further, the D & G Media brothers await! They’re always together, lurking behind those golden rays of sun, hiding behind that small blue-sky-day cloud, ready to suck the last bit of hope and positivity out you. Headlines read […]

Why is the Mortgage Payment Higher than the Online Payment Calculator?

Has this ever happened to you? You’re surfing around on one of the many googolplexian (the biggest number in the world…with a name) of real estate websites wishing, dreaming of that new home but thinking the homes you’re looking at online are a little out of reach. Then you’re eyes are immediately fixated on that […]

Pre-paids and Reserves? What are these and what is the difference?

If you’ve ever purchased or refinanced a home then it would be safe to assume that you may have been surprised….ok, SHOCKED, at the total amount of ‘closing costs’. I bookended the term ‘closing costs’ with quotes because this term is both misused (by mortgage companies) and misinterpreted (by would-be homebuyers and refinancers as well […]